Start young: Regina Online Investing encourages young Filipinos to never settle


Financial freedom seems to be a daunting goal especially for young professionals with average to high

income because as they say, “the more you earn, the more you’re challenged to adjust your lifestyle.”

Those who earn more tend to spend more thinking they have more money at their disposal.


With the continuing release of more expensive gadgets and devices, the famous concept of “you only

live once” or YOLO, the growing trend of traveling and the rise of more real estate properties, people

have more reasons to spend. Saving becomes a second priority and so is investing.


But, if there is a more reliable way to secure financial freedom, it’s thinking two steps ahead and listing

down financial goals – including things that one needs to sacrifice in order to grow their money. Regina

Online Investing (ROI) encourages young Filipinos to adopt the “Never Settle” mindset. This mindset

highlights the importance of always looking for opportunities to grow your money by not settling with

your paychecks or existing pool of bucks.


To do this, ROI lists down three surefire ways to get young Filipinos started on their road to financial



Map out your investment objectives. Understanding and deciding on investment objectives is a crucial

stage. Each investor has unique investment objectives depending on their short and long term needs.

Why are you investing? Is it for a potential business expansion? Funding for your future child’s college

education? Retirement needs?


Think about your time horizon. “What is your time horizon?” is one of the most important questions

when you’re just about to invest. Time horizon is the length of time a sum of money is expected to be

invested. It is determined by how much money you’re willing to invest and for how long. The shorter

your horizon is, the lesser risk you’re willing to take.


Consider your risk appetite. Investing entails a variety of risks and your risk for appetite is determined

by the following: personal circumstances or your capacity for loss, investment goals, time frame, and

your personal attitude to risks. Some people take more risks knowing that they have even bigger need

for returns.


“It’s important to start investing as early as you can especially if you have disposable money which you

want to grow,” said Luis Limlingan, Head of Sales of Regina Capital.


Regina Online Investing (ROI) is a joint venture of stockbroker Regina Capital Development Corp. and

MFT Group of Companies. It is an online stock trading service launched in 2014 which seeks to empower

those with disposable income who are also willing to invest and create their own stock portfolios. “In

ROI, the options are tailored-fit to the specific needs of investors,” adds Mica Tan, President & CFO of

MFT Group of Companies, Inc.
ROI is one of the first to leverage on the user-friendly PSETradex platform, a web-based trading

management system which allows users to trade shares of stocks, monitor their order status, and create

and manage their own stock portfolio using either their computers or smartphones. It also boasts of

providing dedicated managers for every client and services even on a weekend.


For more information, visit and or follow @reginacap on



Eli has 28 years of extensive IT sales expertise in Data, voice and network security and integrating them is his masterpiece. Photography and writing is his passion. Growing up as a kid, his father taught him to use the steel bodied Pentax and Hanimex 135mm film and single-direction flash, Polaroid cameras, and before going digital, he used mini DV tape with his Canon videocam. He now shoots with his Canon EOS 30D. Photography and blogging is a powerful mixture for him.

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